Food Spoilage Residential Insurance Coverage

Residential Coverage Type - Food Spoilage

Many policies do not cover food spoilage. However, if the coverage is included, most companies cover food spoilage due to the interruption of power caused by direct physical damage on the insured premises.

Since policy forms are different from company to company, it is important for the insured to read their policy to see if this coverage is included. The coverage normally has a limit of the amount the company will pay in the event of a loss.