Property Damage Insurance

Property Damage Liability (PD) pays for damages that an insured would be legally liable for resulting in the physical damage to, or destruction of, tangible property of another, including loss of use.  The negligent act must be the result of an activity or operation of the insured covered by the policy .  If the insured is sued, the insurance company will provide legal representation.

All policies issued with personal injury protection must also provide property damage liability for at least $10,000 limit per accident, or bodily injury and property damage liability with a combined single limit of $30,000 per accident.

With most new car values exceeding $10,000 (the State Minimum Limit) you can easily increase Property Damage Limits to $25,000 for about $2.00 a month extra premium. Get Rates On Line has licensed trained professionals to assist you in determining your auto insurance needs.

Our new Speedy Auto Insurance Quote enables you to search for the most affordable auto insurance online, comparing the rates of multiple nationally recognized companies with just one form. Insta-fill technology will automatically procure those hard to find driver license and vin numbers of all persons and vehicles in your house hold. By comparing multiple companies you will know first hand just how much money you will be able to save on your auto insurance policy.