Automobile Comprehensive Insurance
Comprehensive or Other Than Collision Coverage pays for damage to a vehicle from incidents other than a collision including: fire, theft, windstorm, vandalism or flood. It also covers damages caused by falling objects or from hitting an animal.
Auto Coverage - Windshield
An insured must have Comprehensive or Other Than Collision Coverage for a front windshield to be covered. If the automobile policy was issued in Florida, the law states: "If a policyholder has a deductible for this coverage, it will be waived in the event the front windshield is cracked or broken and needs replacing."
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